Find an Uber or Lyft accident lawyer in Glendale, Arizona: who pays and what to save

Last checked November 8, 2026

In Glendale, Arizona, rideshare coverage depends on what the driver was doing. Once a ride is accepted it must be at least $250,000, and $1 million with a rider in the car.1 The driver must show proof of insurance at the scene.2 You generally have 2 years to sue.3

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Road map of Glendale, Arizona showing Loop 101, Cardinals Way and Glendale Avenue around State Farm Stadium, where the rideshare area is in the Black Lot
With a rider in the car, Arizona requires $1 million in coverage. Map data © OpenStreetMap contributors.

Who pays after an Uber accident in Glendale, AZ?

It turns on one question: what was the app showing at the moment of the crash? Arizona sets different minimums for each stage.1

What the driver was doingMinimum coverageWho should care
Logged in and waiting for a ride$25,000 per person, $50,000 per crash, $20,000 property4Anyone the driver hit while waiting
Accepted a ride, on the way to you$250,000 per incident1Other drivers and people on foot
You are in the car$1 million per incident1Riders, and anyone else hurt
An uninsured driver hit the car during a tripAt least $25,000 per person and $75,000 per incident5Riders and the driver
App offThe driver's own policyRideshare rules do not apply

A driver's personal policy does not have to cover app work unless it clearly says so.6 That gap is why the trip record matters. Take screenshots of the receipt, the driver's name, the plate and the time before anything changes in the app.

What if the Uber crash was at State Farm Stadium in Glendale?

Event nights pack a lot of rideshare traffic into one place. The stadium sits off Loop 101, between Cardinals Way and Glendale Avenue,7 and its rideshare and family drop-off area is in the Black Lot, south of the building.8 Check the event page first, because the stadium says that spot can be updated.

Traffic there is directed by Glendale police and parking staff, and the stadium asks drivers to follow them.9 So if you were hit in a lot, write down the lot color, the row and who was waving traffic. Report it to an officer before you leave. Arizona's duty to stop after an injury crash applies even on private property.10

We could not find a public record of who owns or runs each lot on a given day. The main stadium line, (623) 433-7101, is a place to start asking about security video and an incident report.11 Do it the next day. Video does not last long.

I took a Lyft from Glendale to Sky Harbor. Whose rules apply?

The stadium puts Sky Harbor about 30 minutes away,12 and many Glendale trips end at its curbs. A crash at the terminal happens in Phoenix, not Glendale. That means Phoenix has the report, and any claim about the airport itself goes through a different city.

  • The airport is run by the City of Phoenix Aviation Department, 2485 E. Buckeye Road, (602) 273-3300.13
  • Terminal 3 pickups use the south outer curb, except the far east end, and the far east end of the north outer curb.14
  • Terminal 4 pickups use Level 1, including the far west end of the north outer curb at door 1.15
  • Sky Harbor lists Uber, Lyft, Wridz, Waymo and HUM.16

Waymo serves each terminal's rideshare spot around the clock.17 If a driverless car is involved, there is no driver to trade information with, so save the trip details in the app and call police. We did not confirm whether Waymo operates inside Glendale itself.

What should I do right after a rideshare crash in Glendale?

  1. Call 911 if anyone is hurt. For anything else, Glendale Police answer at (623) 930-3000 at all hours.18
  2. Ask the driver to show proof of insurance at the scene. Arizona requires it.2
  3. Report the crash inside the app, and keep the confirmation.
  4. Get your report. On a Glendale street use the records form or BuyCrash,1920 and on Loop 101 go to DPS.21
  5. See a doctor even if you feel fine. Dignity Health's Level IV center is at 7300 N. 99th Ave.22

Who regulates Uber and Lyft in Arizona?

ADOT makes companies that carry passengers for hire hold a Vehicle for Hire Permit.23 It says it does not regulate the drivers themselves and sends them to their company.24 So a complaint about one driver usually starts with the app.

An insurance company that will not answer is a separate problem, and you can complain to the state. Just remember that doing so does not pause your deadline.25

What if I was hurt on a Glendale city ride instead?

Glendale runs GUS, Dial-A-Ride, a taxi voucher and Glendale OnBoard through its Transit Division at (623) 930-2940.2627 If a public service hurt you, the 180-day notice rule may apply,28 and that is far shorter than two years. Valley Metro buses have their own claim address.29

When do I need an Uber accident lawyer in Glendale?

  • The company or its insurer says the app was off, and you know it was on.
  • You were hurt badly enough to miss work or need surgery.
  • You were the rideshare driver and your own insurer turned you down.
  • Both a rideshare policy and another driver's policy are pointing at each other.

Fault still counts. Arizona lowers an award by your share of the blame.30 As a passenger you will often have none, but ask anyway.

Questions

How much insurance does Uber need in Arizona?

At least $250,000 once a ride is accepted, and at least $1 million with a rider in the car.1

Where do I get picked up by Uber at State Farm Stadium?

The Black Lot, south of the stadium. Check the event page for changes.8

Who writes the report if my Lyft crashes on Loop 101?

Arizona DPS.21 It asks you to wait at least 14 days.31

Does the driver's personal insurance cover a rideshare crash?

Not unless the policy clearly says it does.6

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Glendale

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Arizona

Sources

  1. A.R.S. § 28-4038(B)(1), checked 2026-11-08. “Primary commercial motor vehicle liability insurance that covers the transportation network company driver's provision of transportation network services in a minimum amount of $250,000 per incident, except that the minimum amount shall be $1,000,000 per incident when a passenger to whom the transportation network company driver is providing transportation network services is occupying the transportation network company vehicle.”
  2. A.R.S. § 28-4038(F), checked 2026-11-08. “If an accident occurs involving a transportation network company vehicle, the transportation network company driver shall provide proof of insurance to the parties involved in the accident at the time of the accident.”
  3. A.R.S. § 12-542, checked 2026-11-08. “within two years after the cause of action accrues”
  4. A.R.S. § 28-4038(A), checked 2026-11-08. “is logged in to the transportation network company's digital network or software application to be a driver, but is not in the act of providing transportation network services, the transportation network company driver or the transportation network company, or both, shall provide primary motor vehicle liability insurance coverage in the amount of $25,000 because of bodily injury to or death of one person in any one accident, subject to the limit for one person, $50,000 because of bodily injury to or death of two or more persons in any one accident and $20,000 because of injury to or destruction of property of others in any one accident.”
  5. A.R.S. § 28-4038(B)(2), checked 2026-11-08. “Primary commercial uninsured motorist coverage in a minimum amount of either of the following, whichever is greater: (a) $25,000 per person and $75,000 per incident. (b) The minimum liability limits for bodily injury or death prescribed in section 28-4009.”
  6. A.R.S. § 28-4038(C), checked 2026-11-08. “Unless an insurance policy expressly provides coverage or contains an amendment or endorsement that expressly provides coverage, the transportation network company driver's insurance policy and the motor vehicle owner's personal motor vehicle insurance policy shall not be required to provide coverage”
  7. State Farm Stadium, Directions and Parking, checked 2026-11-08. “conveniently situated off the Arizona Loop 101 Freeway, between Cardinals Way and Glendale Avenue.”
  8. State Farm Stadium, Directions and Parking, checked 2026-11-08. “The drop-off and pick-up area for Rideshare/Family and Friends is situated south of the stadium in the Black Lot.”
  9. State Farm Stadium, Directions and Parking, checked 2026-11-08. “kindly adhere to the directions and instructions provided by Glendale police and our parking staff.”
  10. A.R.S. § 28-661(A), checked 2026-11-08. “The driver of a vehicle involved in an accident on public or private property resulting in injury to or death of a person shall: 1. Immediately stop the vehicle at the scene of the accident or as close to the accident scene as possible but shall immediately return to the accident scene.”
  11. State Farm Stadium, Directions and Parking, checked 2026-11-08. “1 Cardinals Drive , Glendale, Arizona 85305 Main Information Line: (623) 433-7101”
  12. State Farm Stadium, Directions and Parking, checked 2026-11-08. “just 30 minutes from Phoenix Sky Harbor Airport.”
  13. Phoenix Sky Harbor International Airport, Ride Share, checked 2026-11-08. “2485 E. Buckeye Road Phoenix, AZ 85034 (602) 273-3300”
  14. Phoenix Sky Harbor International Airport, Ride Share, checked 2026-11-08. “Terminal 3 Entire south outer curb minus the far east end. North outer curb, far east end.”
  15. Phoenix Sky Harbor International Airport, Ride Share, checked 2026-11-08. “Terminal 4 Level 1, north outer curb, far west end outside door #1.”
  16. Phoenix Sky Harbor International Airport, Ride Share, checked 2026-11-08. “These websites will direct you to download the mobile application on your mobile phone in order to request a ride:”
  17. Phoenix Sky Harbor International Airport, Ride Share, checked 2026-11-08. “Waymo curbside pick-up and drop-off service to Terminal 3 and Terminal 4 curbs is offered at each terminal's rideshare location 24 hours a day, seven days a week.”
  18. Glendale Police, Phone Directory, checked 2026-11-08. “Non-Emergency | (623) 930-3000”
  19. Glendale Police, Public Records Request, checked 2026-11-08. “To obtain a copy of a Traffic Accident or Incident Report fill out an online records request form”
  20. Glendale Police, Public Records Request, checked 2026-11-08. “if requesting a Traffic Accident you may also obtain a copy online at www.buycrash.com”
  21. Arizona DPS, Request Records, checked 2026-11-08. “maintains records for collisions (accidents) that were investigated by DPS Troopers occurring on an Interstate or State Highway”
  22. Arizona Department of Health Services, Designated Trauma Centers, checked 2026-11-08. “7300 N. 99th Ave, Glendale, AZ 85307 02/09/24 02/09/27”
  23. ADOT, Transportation Network Companies, checked 2026-11-08. “are required to obtain a Vehicle for Hire Permit.”
  24. ADOT, Rideshare FAQ, checked 2026-11-08. “We don't regulate rideshare drivers.”
  25. Arizona Department of Insurance and Financial Institutions, Complaint Guide, checked 2026-11-08. “Deadlines Don't Stop: Filing a complaint with DIFI does not pause or extend any legal deadlines or limits in your policy.”
  26. City of Glendale, Transit Services, checked 2026-11-08. “6210 W. Myrtle Ave., Building S”
  27. City of Glendale, Transit Services, checked 2026-11-08. “Glendale OnBoard is a shared Microtransit/Paratransit transportation service serving the City of Glendale, Arizona.”
  28. A.R.S. § 12-821.01, checked 2026-11-08. “within one hundred eighty days after the cause of action accrues”
  29. Valley Metro, Notice of Claim, checked 2026-11-08. “Valley Metro Attention: Risk Management 101 N. 1st Avenue, Suite 1300 Phoenix, AZ 85003”
  30. A.R.S. § 12-2505, checked 2026-11-08. “the claimant's action is not barred, but the full damages shall be reduced in proportion to the relative degree of the claimant's fault”
  31. Arizona DPS, Request Records, checked 2026-11-08. “Please wait at least 14 days to check on report availability”

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