# Injury Basics > Plain-language information for people hurt in the United States, in English and Spanish. Every legal rule links to its official source. Injury Basics is not a law firm. Spanish site: https://injurybasics.com/es/ Deadlines to sue in every state: https://injurybasics.com/states/ City guides for Arizona and Texas: https://injurybasics.com/cities/ How we check facts: https://injurybasics.com/about/editorial-policy/ ## On the road - [Car accident](https://injurybasics.com/accidents/car-accident/): What to do after a car accident that was not your fault: steps at the scene, who pays your medical bills, your accident report and when to call a lawyer. - [Truck accident](https://injurybasics.com/accidents/truck-accident/): Hurt in a semi truck or 18 wheeler accident? Learn who can pay, why driver logs and black box data can vanish, and when to talk to a truck accident lawyer. - [Motorcycle accident](https://injurybasics.com/accidents/motorcycle-accident/): What to do after a motorcycle accident, why insurers blame riders, what your claim can cover and why no average motorcycle accident settlement fits your case. - [Uber or Lyft accident](https://injurybasics.com/accidents/uber-lyft-accident/): In an Uber or Lyft accident, the app status decides which insurance applies. See coverage by period, how to report it and what to do as a passenger. - [Hit while walking or biking](https://injurybasics.com/accidents/pedestrian-bicycle-accident/): Were you hit by a car as a pedestrian or on a bike? See who pays your bills, whether you can sue, what evidence helps and when to call a lawyer. - [Hit and run](https://injurybasics.com/accidents/hit-and-run/): Hit by a driver who took off? See how to report a hit and run, who pays when no one is found, how uninsured motorist coverage works and when to call a lawyer. - [Bicycle accident](https://injurybasics.com/accidents/bicycle-accident/): Hit by a car on your bike? See who pays, why your own auto policy may help, what proof vanishes first, and the claim deadlines in Arizona and Texas. - [Hit by a drunk driver](https://injurybasics.com/accidents/drunk-driver-accident/): Hit by a drunk driver? Learn who pays, when you can sue the bar that served them, how punitive damages work, and the deadlines in Arizona and Texas. - [Amazon, UPS or delivery van accident](https://injurybasics.com/accidents/delivery-van-accident/): Hit by an Amazon, FedEx, UPS or USPS van? Learn who employs the driver, which insurance applies, what records to save and the deadlines that apply. - [Bus accident](https://injurybasics.com/accidents/bus-accident/): Hurt on a city bus, school bus or charter? See who pays and why the claim deadline can be 180 days or 6 months in Arizona and Texas. - [Electric scooter accident](https://injurybasics.com/accidents/electric-scooter-accident/): Hurt on a Lime or Bird e-scooter? See who pays, what the app agreement changes, and how Arizona and Texas treat scooter crashes and insurance claims. - [ATV or side-by-side accident](https://injurybasics.com/accidents/atv-accident/): Hurt on an ATV, side-by-side or UTV? Learn who pays, how waivers and landowner laws work, what proof vanishes, and the Arizona and Texas deadlines. - [Boat accident](https://injurybasics.com/accidents/boat-accident/): Hurt on a boat or jet ski? Learn the Coast Guard report rules, the 3-year maritime limit, who pays, and how Arizona and Texas boating claims differ. - [Train accident](https://injurybasics.com/accidents/train-accident/): Hurt by a train, at a crossing or on Amtrak? Learn who pays, how FELA works for railroad workers, what data disappears, and the Arizona and Texas deadlines. ## At a home, business or public place - [Slip and fall](https://injurybasics.com/accidents/slip-and-fall/): Hurt in a slip and fall at a store, apartment or workplace? Learn when an owner is responsible, what proof you need fast and when to talk to a lawyer. - [Dog bite](https://injurybasics.com/accidents/dog-bite/): What to do if a dog bites you: first aid, rabies questions, who pays and how a dog bite claim works. Learn when you may need a dog bite lawyer in your state. - [Attacked because of poor security](https://injurybasics.com/accidents/negligent-security/): Attacked at an apartment, bar, hotel or parking lot? Learn when the owner may have to pay, what proof vanishes first, and how Texas and Arizona differ. - [Hurt at your apartment](https://injurybasics.com/accidents/apartment-injury/): Hurt by a broken stair, railing, leak or fire in your apartment? See when the landlord pays, what to do first, and what Texas and Arizona law really say. - [Swimming pool accident](https://injurybasics.com/accidents/swimming-pool-accident/): A pool injury or drowning changes everything. Learn who may be responsible, what proof to save, the drain and fence rules, and Arizona and Texas deadlines. - [Amusement park injury](https://injurybasics.com/accidents/amusement-park-injury/): Hurt on a ride, at a carnival or in a water park? Learn who pays, whether a ticket waiver holds up, what records exist, and the Arizona and Texas deadlines. - [Child hurt at school or daycare](https://injurybasics.com/accidents/school-daycare-injury/): Was your child hurt at school or daycare? See what to ask for first, how public school claims work in Texas and Arizona, and which deadlines are short. ## Medical care and nursing homes - [Medical malpractice](https://injurybasics.com/accidents/medical-malpractice/): Think a doctor or hospital hurt you? Learn what counts as medical malpractice, who pays, the expert rules in Arizona and Texas, and how long you have. - [Nursing home abuse or neglect](https://injurybasics.com/accidents/nursing-home-abuse/): Worried about a parent in a nursing home? See the signs of neglect, who to call, how to get inspection reports and records, and what a family can do next. - [Birth injury](https://injurybasics.com/accidents/birth-injury/): Worried a birth injury could have been prevented? Learn what doctors review, which records matter, how long parents have in Texas and Arizona, and who pays. - [Dangerous drug or medical device](https://injurybasics.com/accidents/dangerous-drug-or-medical-device/): Hurt by a medication or implant? Learn what to do first, how FDA recalls work, why federal law can block some claims, and what Arizona and Texas require. ## Dangerous products - [Defective product](https://injurybasics.com/accidents/defective-product-injury/): Hurt by a broken product? See what to keep, who pays, how to report it to the CPSC and what Texas and Arizona deadlines and rules mean for your claim. - [Airbag, seat belt or car defect](https://injurybasics.com/accidents/car-defect-injury/): Airbag did not deploy or a seat belt failed? Learn how to check your VIN, stop the car from being sold for salvage, and who pays in a car defect claim. - [Food poisoning](https://injurybasics.com/accidents/food-poisoning/): Can you sue a restaurant for food poisoning? Learn why a stool test matters, how to report it to the health department, and how outbreak links prove a claim. ## On the job - [Hurt at work](https://injurybasics.com/accidents/work-injury/): Hurt at work? See how to file a workers' comp claim, when lost wages start, when you can also sue someone else and what to do if your employer pushes back. - [Construction accident](https://injurybasics.com/accidents/construction-accident/): Hurt on a construction site? Learn how workers' comp and third-party claims work, what Texas non-subscriber rules mean, and how to see an OSHA inspection. - [Oilfield accident](https://injurybasics.com/accidents/oilfield-accident/): Hurt on a rig, at a well site or driving for an oil company? See who can be responsible, what non-subscriber means in Texas, and what records to get fast. ## By type of injury - [Brain injury or concussion](https://injurybasics.com/accidents/traumatic-brain-injury/): A concussion is a brain injury even with a clean CT scan. See what doctors record, what a TBI claim can cover and how insurers dispute it, in plain words. - [Spinal cord injury or paralysis](https://injurybasics.com/accidents/spinal-cord-injury/): A spinal cord injury claim must price a lifetime of care. See what doctors record, what life care plans and lost earning capacity cover, and who pays. - [Back or neck injury](https://injurybasics.com/accidents/back-and-neck-injury/): Back or neck pain after an accident? Learn what doctors record, how insurers use age and prior problems against a herniated disc claim, and what it can cover. - [Whiplash](https://injurybasics.com/accidents/whiplash-injury/): No official average whiplash settlement exists. See what moves the value, how insurers fight soft tissue claims, and Arizona and Texas rules. - [Broken bones](https://injurybasics.com/accidents/broken-bones/): No official broken bone settlement average exists. Learn what moves a fracture claim's value, what surgery changes, and the Arizona and Texas rules. - [Burn injury](https://injurybasics.com/accidents/burn-injury/): No official burn injury settlement average exists. Learn what moves value, who can be liable, what to preserve, and Arizona and Texas burn claim rules. - [Amputation](https://injurybasics.com/accidents/amputation-injury/): After losing a limb in an accident, learn what a claim can cover, including prosthetics and future care, plus Arizona and Texas rules. - [Scars and disfigurement](https://injurybasics.com/accidents/scarring-disfigurement/): No official scar settlement average exists. See what moves the value of a scarring claim, why timing matters, and how Arizona and Texas treat disfigurement. - [PTSD and emotional distress](https://injurybasics.com/accidents/emotional-distress-ptsd/): Can you sue for PTSD or emotional distress after an accident? It depends on physical injury and your state. See Arizona and Texas rules, in plain words. - [Wrongful death](https://injurybasics.com/accidents/wrongful-death/): If someone you love died because of another's carelessness, here is what a wrongful death claim is, who can file, what it covers and the time limits. ## No-fault rules and minimum car insurance by state - [Is Alabama a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/alabama/no-fault/): No. Alabama is an at-fault state. Alabama minimum liability insurance: $25,000/$50,000/$25,000. Plus what happens if you were partly at fault. - [Is Alaska a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/alaska/no-fault/): No. Alaska is an at-fault state. Alaska minimum liability insurance: $50,000/$100,000/$25,000. Plus what happens if you were partly at fault. - [Is Arizona a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/arizona/no-fault/): No. Arizona is an at-fault state. Arizona minimum liability insurance: $25,000/$50,000/$15,000. Plus what happens if you were partly at fault. - [Is Arkansas a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/arkansas/no-fault/): No. Arkansas is not a no-fault state. Arkansas minimum liability insurance: $25,000/$50,000/$25,000. Plus what happens if you were partly at fault. - [Is California a No-Fault State? Minimum Car Insurance](https://injurybasics.com/states/california/no-fault/): No. California is an at-fault state. California minimum liability insurance: $30,000/$60,000/$15,000. Plus what happens if you were partly at fault. - [Is Colorado a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/colorado/no-fault/): No. Colorado is an at-fault state. Colorado minimum liability insurance: $25,000/$50,000/$15,000. Plus what happens if you were partly at fault. - [Is Connecticut a No-Fault State? Minimum Car Insurance](https://injurybasics.com/states/connecticut/no-fault/): No. Connecticut is an at-fault state. Connecticut minimum liability insurance: $25,000/$50,000/$25,000. Plus what happens if you were partly at fault. - [Is Delaware a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/delaware/no-fault/): Is Delaware a no-fault state? Its minimum car insurance, PIP and uninsured-motorist rules, and what happens to your claim if you were partly at fault. - [Is Florida a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/florida/no-fault/): Is Florida a no-fault state? Its minimum car insurance, PIP and uninsured-motorist rules, and what happens to your claim if you were partly at fault. - [Is Georgia a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/georgia/no-fault/): No. Georgia is an at-fault state. Georgia minimum liability insurance: $25,000/$50,000/$25,000. Plus what happens if you were partly at fault. - [Is Hawaii a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/hawaii/no-fault/): Yes. Hawaii is a no-fault state. Hawaii minimum liability insurance: $40,000/$80,000/$20,000. Plus what happens if you were partly at fault. - [Is Idaho a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/idaho/no-fault/): No. Idaho is an at-fault state. Idaho minimum liability insurance: $25,000/$50,000/$15,000. Plus what happens if you were partly at fault. - [Is Illinois a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/illinois/no-fault/): No. Illinois is an at-fault state. Illinois minimum liability insurance: $25,000/$50,000/$20,000. Plus what happens if you were partly at fault. - [Is Indiana a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/indiana/no-fault/): No. Indiana is an at-fault state. Indiana minimum liability insurance: $25,000/$50,000/$25,000. Plus what happens if you were partly at fault. - [Is Iowa a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/iowa/no-fault/): No. Iowa is an at-fault state. Iowa minimum liability insurance: $20,000/$40,000/$15,000. Plus what happens if you were partly at fault. - [Is Kansas a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/kansas/no-fault/): Yes. Kansas is a no-fault state. Kansas minimum liability insurance: $25,000/$50,000/$25,000. Plus what happens if you were partly at fault. - [Is Kentucky a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/kentucky/no-fault/): Yes, by default. Kentucky minimum liability insurance: $25,000/$50,000/$25,000. Plus what happens if you were partly at fault. - [Is Louisiana a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/louisiana/no-fault/): No. Louisiana is an at-fault state. Louisiana minimum liability insurance: $15,000/$30,000/$25,000. Plus what happens if you were partly at fault. - [Is Maine a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/maine/no-fault/): No. Maine is an at-fault state. Maine minimum liability insurance: $50,000/$100,000/$25,000. Plus what happens if you were partly at fault. - [Is Maryland a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/maryland/no-fault/): No. Maryland is an at-fault state. Maryland minimum liability insurance: $30,000/$60,000/$15,000. Plus what happens if you were partly at fault. - [Is Massachusetts a No-Fault State? Minimum Car Insurance](https://injurybasics.com/states/massachusetts/no-fault/): Yes. Massachusetts is a no-fault state. Massachusetts minimum liability insurance: $25,000/$50,000/$30,000. Plus what happens if you were partly at fault. - [Is Michigan a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/michigan/no-fault/): Is Michigan a no-fault state? Its minimum car insurance, PIP and uninsured-motorist rules, and what happens to your claim if you were partly at fault. - [Is Minnesota a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/minnesota/no-fault/): Yes. Minnesota is a no-fault state. Minnesota minimum liability insurance: $30,000/$60,000/$10,000. Plus what happens if you were partly at fault. - [Is Mississippi a No-Fault State? Minimum Car Insurance](https://injurybasics.com/states/mississippi/no-fault/): No. Mississippi is an at-fault state. Mississippi minimum liability insurance: $25,000/$50,000/$25,000. Plus what happens if you were partly at fault. - [Is Missouri a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/missouri/no-fault/): No. Missouri is an at-fault state. Missouri minimum liability insurance: $25,000/$50,000/$25,000. Plus what happens if you were partly at fault. - [Is Montana a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/montana/no-fault/): No. Montana is an at-fault state. Montana minimum liability insurance: $25,000/$50,000/$20,000. Plus what happens if you were partly at fault. - [Is Nebraska a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/nebraska/no-fault/): No. Nebraska is an at-fault state. Nebraska minimum liability insurance: $25,000/$50,000/$25,000. Plus what happens if you were partly at fault. - [Is Nevada a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/nevada/no-fault/): No. Nevada is an at-fault (tort) state. Nevada minimum liability insurance: $25,000/$50,000/$20,000. Plus what happens if you were partly at fault. - [Is New Hampshire a No-Fault State? Minimum Car Insurance](https://injurybasics.com/states/new-hampshire/no-fault/): Is New Hampshire a no-fault state? Its minimum car insurance, PIP and uninsured-motorist rules, and what happens to your claim if you were partly at fault. - [Is New Jersey a No-Fault State? Minimum Car Insurance](https://injurybasics.com/states/new-jersey/no-fault/): Yes, for injuries. New Jersey minimum liability insurance: $35,000/$70,000/$25,000. Plus what happens if you were partly at fault. - [Is New Mexico a No-Fault State? Minimum Car Insurance](https://injurybasics.com/states/new-mexico/no-fault/): No. New Mexico is an at-fault state. New Mexico minimum liability insurance: $25,000/$50,000/$10,000. Plus what happens if you were partly at fault. - [Is New York a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/new-york/no-fault/): Yes. New York is a no-fault state. New York minimum liability insurance: $25,000/$50,000/$10,000. Plus what happens if you were partly at fault. - [Is North Carolina a No-Fault State? Minimum Car Insurance](https://injurybasics.com/states/north-carolina/no-fault/): No. North Carolina is an at-fault state. North Carolina minimum liability insurance: $50,000/$100,000/$50,000. Plus what happens if you were partly at fault. - [Is North Dakota a No-Fault State? Minimum Car Insurance](https://injurybasics.com/states/north-dakota/no-fault/): Yes. North Dakota is a no-fault state. North Dakota minimum liability insurance: $25,000/$50,000/$25,000. Plus what happens if you were partly at fault. - [Is Ohio a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/ohio/no-fault/): No. Ohio is an at-fault state. Ohio minimum liability insurance: $25,000/$50,000/$25,000. Plus what happens if you were partly at fault. - [Is Oklahoma a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/oklahoma/no-fault/): No. Oklahoma is an at-fault state. Oklahoma minimum liability insurance: $25,000/$50,000/$25,000. Plus what happens if you were partly at fault. - [Is Oregon a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/oregon/no-fault/): Is Oregon a no-fault state? Its minimum car insurance, PIP and uninsured-motorist rules, and what happens to your claim if you were partly at fault. - [Is Pennsylvania a No-Fault State? Minimum Car Insurance](https://injurybasics.com/states/pennsylvania/no-fault/): Is Pennsylvania a no-fault state? Its minimum car insurance, PIP and uninsured-motorist rules, and what happens to your claim if you were partly at fault. - [Is Rhode Island a No-Fault State? Minimum Car Insurance](https://injurybasics.com/states/rhode-island/no-fault/): No. Rhode Island is an at-fault state. Rhode Island minimum liability insurance: $25,000/$50,000/$25,000. Plus what happens if you were partly at fault. - [Is South Carolina a No-Fault State? Minimum Car Insurance](https://injurybasics.com/states/south-carolina/no-fault/): No. South Carolina is an at-fault state. South Carolina minimum liability insurance: $25,000/$50,000/$25,000. Plus what happens if you were partly at fault. - [Is South Dakota a No-Fault State? Minimum Car Insurance](https://injurybasics.com/states/south-dakota/no-fault/): No. South Dakota is an at-fault state. South Dakota minimum liability insurance: $25,000/$50,000/$25,000. Plus what happens if you were partly at fault. - [Is Tennessee a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/tennessee/no-fault/): No. Tennessee is an at-fault state. Tennessee minimum liability insurance: $25,000/$50,000/$25,000. Plus what happens if you were partly at fault. - [Is Texas a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/texas/no-fault/): No. Texas is an at-fault state. Texas minimum liability insurance: $30,000/$60,000/$25,000. Plus what happens if you were partly at fault. - [Is Utah a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/utah/no-fault/): Yes. Utah is a no-fault state. Utah minimum liability insurance: $30,000/$65,000/$25,000. Plus what happens if you were partly at fault. - [Is Vermont a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/vermont/no-fault/): No. Vermont is an at-fault state. Vermont minimum liability insurance: $25,000/$50,000/$10,000. Plus what happens if you were partly at fault. - [Is Virginia a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/virginia/no-fault/): No. Virginia is an at-fault state. Virginia minimum liability insurance: $50,000/$100,000/$25,000. Plus what happens if you were partly at fault. - [Is Washington a No-Fault State? Minimum Car Insurance](https://injurybasics.com/states/washington/no-fault/): No. Washington is an at-fault state. Washington minimum liability insurance: $25,000/$50,000/$10,000. Plus what happens if you were partly at fault. - [Is West Virginia a No-Fault State? Minimum Car Insurance](https://injurybasics.com/states/west-virginia/no-fault/): No. West Virginia is an at-fault state. West Virginia minimum liability insurance: $25,000/$50,000/$25,000. Plus what happens if you were partly at fault. - [Is Wisconsin a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/wisconsin/no-fault/): No. Wisconsin is an at-fault state. Wisconsin minimum liability insurance: $25,000/$50,000/$10,000. Plus what happens if you were partly at fault. - [Is Wyoming a No-Fault State? Minimum Car Insurance and Rules](https://injurybasics.com/states/wyoming/no-fault/): No. Wyoming is an at-fault state. Wyoming minimum liability insurance: $25,000/$50,000/$20,000. Plus what happens if you were partly at fault. ## Crash reports by state - [Alabama Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/alabama/crash-report/): How to get your Alabama car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Alaska Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/alaska/crash-report/): Alaska crash report: order it through DMV Form 440, Request for Crash Report. Fee: $10 per crash report. Plus who can get one and when to report a crash. - [Arizona Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/arizona/crash-report/): How to get your Arizona car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Arkansas State Police Crash Reports: How to Get a Copy](https://injurybasics.com/states/arkansas/crash-report/): How to get your Arkansas car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [California Highway Patrol Crash Reports: How to Get a Copy](https://injurybasics.com/states/california/crash-report/): How to get your California car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Colorado State Patrol Crash Reports: How to Get a Copy](https://injurybasics.com/states/colorado/crash-report/): How to get your Colorado car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Connecticut State Police Crash Reports: How to Get a Copy](https://injurybasics.com/states/connecticut/crash-report/): How to get your Connecticut car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Delaware State Police Crash Reports: How to Get a Copy](https://injurybasics.com/states/delaware/crash-report/): How to get your Delaware car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Florida Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/florida/crash-report/): How to get your Florida car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Georgia Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/georgia/crash-report/): Georgia crash report: order it through DPS EPORTS open records portal. Fee: $5 per crash report. Plus who can get one and when to report a crash. - [Hawaii Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/hawaii/crash-report/): How to get your Hawaii car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Idaho Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/idaho/crash-report/): How to get your Idaho car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Illinois State Police Crash Reports: How to Get a Copy](https://injurybasics.com/states/illinois/crash-report/): How to get your Illinois car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Indiana State Police Crash Reports: How to Get a Copy](https://injurybasics.com/states/indiana/crash-report/): How to get your Indiana car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Iowa Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/iowa/crash-report/): How to get your Iowa car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Kansas Highway Patrol Crash Log and Crash Reports](https://injurybasics.com/states/kansas/crash-report/): How to get your Kansas car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Kentucky State Police Crash Reports: How to Get a Copy](https://injurybasics.com/states/kentucky/crash-report/): How to get your Kentucky car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Louisiana State Police Crash Reports: How to Get a Copy](https://injurybasics.com/states/louisiana/crash-report/): How to get your Louisiana car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Maine State Police Crash Reports: How to Get a Copy](https://injurybasics.com/states/maine/crash-report/): How to get your Maine car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Maryland Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/maryland/crash-report/): How to get your Maryland car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Massachusetts Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/massachusetts/crash-report/): How to get your Massachusetts car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Michigan State Police Crash Reports: How to Get a Copy](https://injurybasics.com/states/michigan/crash-report/): How to get your Michigan car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Minnesota Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/minnesota/crash-report/): How to get your Minnesota car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Mississippi Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/mississippi/crash-report/): How to get your Mississippi car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Missouri State Highway Patrol Crash Reports: How to Get a Copy](https://injurybasics.com/states/missouri/crash-report/): How to get your Missouri car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Montana Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/montana/crash-report/): How to get your Montana car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Nebraska Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/nebraska/crash-report/): How to get your Nebraska car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Nevada State Police Crash Reports: How to Get a Copy](https://injurybasics.com/states/nevada/crash-report/): How to get your Nevada car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [New Hampshire Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/new-hampshire/crash-report/): How to get your New Hampshire car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [New Jersey State Police Crash Reports: How to Get a Copy](https://injurybasics.com/states/new-jersey/crash-report/): How to get your New Jersey car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [New Mexico Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/new-mexico/crash-report/): How to get your New Mexico car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [New York Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/new-york/crash-report/): How to get your New York car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [North Carolina Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/north-carolina/crash-report/): How to get your North Carolina car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [North Dakota Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/north-dakota/crash-report/): North Dakota crash report: order it through NDDOT Purchase Crash Report (online). Fee: $7 per report. Plus who can get one and when to report a crash. - [Ohio State Highway Patrol Crash Reports: How to Get a Copy](https://injurybasics.com/states/ohio/crash-report/): How to get your Ohio car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Oklahoma Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/oklahoma/crash-report/): How to get your Oklahoma car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Oregon Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/oregon/crash-report/): How to get your Oregon car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Pennsylvania State Police Crash Reports: How to Get a Copy](https://injurybasics.com/states/pennsylvania/crash-report/): Pennsylvania crash report: order it through PSP Online Crash Report Requests. Fee: $22 per crash report. Plus who can get one and when to report a crash. - [Rhode Island State Police Crash Reports: How to Get a Copy](https://injurybasics.com/states/rhode-island/crash-report/): How to get your Rhode Island car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [South Carolina Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/south-carolina/crash-report/): How to get your South Carolina car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [South Dakota Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/south-dakota/crash-report/): How to get your South Dakota car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Tennessee Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/tennessee/crash-report/): How to get your Tennessee car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Texas Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/texas/crash-report/): How to get your Texas car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Utah Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/utah/crash-report/): How to get your Utah car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Vermont Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/vermont/crash-report/): How to get your Vermont car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Virginia Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/virginia/crash-report/): How to get your Virginia car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Washington State Patrol Crash Reports: How to Get a Copy](https://injurybasics.com/states/washington/crash-report/): How to get your Washington car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [West Virginia State Police Crash Reports: How to Get a Copy](https://injurybasics.com/states/west-virginia/crash-report/): How to get your West Virginia car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Wisconsin Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/wisconsin/crash-report/): How to get your Wisconsin car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. - [Wyoming Crash Reports: How to Get Your Accident Report](https://injurybasics.com/states/wyoming/crash-report/): How to get your Wyoming car accident report: where to order it, what it costs, who can get one and when you have to report a crash to police. ## City police reports - [Chandler Police Report: How to Get Your Crash Report](https://injurybasics.com/cities/arizona/chandler/police-report/): How to get a Chandler police crash report, what it costs, how long it takes, and the police non-emergency number, 480-782-4130. - [Glendale Police Report: How to Get Your Crash Report](https://injurybasics.com/cities/arizona/glendale/police-report/): Glendale police crash report: Glendale says there may be a fee and does not publish a general price. No fixed wait. Non-emergency line: 623-930-3000. - [Mesa Police Report: How to Get Your Crash Report](https://injurybasics.com/cities/arizona/mesa/police-report/): How to get a Mesa police crash report, what it costs, how long it takes, and the police non-emergency number, 480-644-2211. - [Phoenix Police Report: How to Get Your Crash Report](https://injurybasics.com/cities/arizona/phoenix/police-report/): Phoenix police crash report: Non-commercial requesters pay $0.25 per printed page; a digital copy is free. No fixed wait. Non-emergency line: 602-262-6151. - [Scottsdale Police Report: How to Get Your Crash Report](https://injurybasics.com/cities/arizona/scottsdale/police-report/): Scottsdale police crash report: The city page does not list the online price. Scottsdale publishes no wait time. Non-emergency line: 480-312-5000. - [Tempe Police Report: How to Get Your Crash Report](https://injurybasics.com/cities/arizona/tempe/police-report/): How to get a Tempe police crash report, what it costs, how long it takes, and the police non-emergency number, 480-350-8311. - [Tucson Police Report: How to Get Your Crash Report](https://injurybasics.com/cities/arizona/tucson/police-report/): How to get a Tucson police crash report, what it costs, how long it takes, and the police non-emergency number, 520-791-4444. - [Austin Police Report: How to Get Your Crash Report](https://injurybasics.com/cities/texas/austin/police-report/): How to get an Austin police crash report, what it costs, how long it takes, and the police non-emergency number, 3-1-1 (512-974-2000). - [Dallas Police Report: How to Get Your Crash Report](https://injurybasics.com/cities/texas/dallas/police-report/): Dallas police crash report: $6 by mail or in person. Usually 5 to 7 working days after the crash. Non-emergency line: 214-744-4444. - [El Paso Police Report: How to Get Your Crash Report](https://injurybasics.com/cities/texas/el-paso/police-report/): How to get an El Paso police crash report, what it costs, how long it takes, and the police non-emergency number, 915-832-4400. - [Fort Worth Police Report: How to Get Your Crash Report](https://injurybasics.com/cities/texas/fort-worth/police-report/): Fort Worth police crash report: $6. Up to 14 days to show up in the CRIS search. Non-emergency line: 817-392-4222. - [Houston Police Report: How to Get Your Crash Report](https://injurybasics.com/cities/texas/houston/police-report/): Houston police crash report: $6 for a regular copy, $8 certified. HPD's website says 5 to 8 days. Non-emergency line: 713-884-3131. - [McAllen Police Report: How to Get Your Crash Report](https://injurybasics.com/cities/texas/mcallen/police-report/): How to get a McAllen police crash report, what it costs, how long it takes, and the police non-emergency number, 956-681-2000. - [Midland Police Report: How to Get Your Crash Report](https://injurybasics.com/cities/texas/midland/police-report/): How to get a Midland police crash report, what it costs, how long it takes, and the police non-emergency number, 432-685-7108. - [San Antonio Police Report: How to Get Your Crash Report](https://injurybasics.com/cities/texas/san-antonio/police-report/): San Antonio police crash report: $6. Up to 14 days to appear in the TxDOT system. Non-emergency line: 210-207-7273. ## City impound lots - [Chandler Impound Lot: How to Get Your Car Back](https://injurybasics.com/cities/arizona/chandler/impound/): Chandler impound: Chandler Police impounds are held by All City Towing. $150 administrative fee paid to Chandler Police. - [Glendale Impound Lot: How to Get Your Car Back](https://injurybasics.com/cities/arizona/glendale/impound/): Glendale impound: Glendale Police mail an impound notice to the registered owner and lien holder. Storage is capped at $25 a day. - [Mesa Impound Lot: How to Get Your Car Back](https://injurybasics.com/cities/arizona/mesa/impound/): Where Mesa police take towed cars, the number to call (480-644-6080), what it costs and what to bring to get your car back. - [Phoenix Impound Lot: How to Get Your Car Back](https://injurybasics.com/cities/arizona/phoenix/impound/): Phoenix impound: Cars towed by Phoenix Police go to the city's contract tow company for that precinct. 20-day impound storage is capped at $25 a day. - [Scottsdale Impound Lot: How to Get Your Car Back](https://injurybasics.com/cities/arizona/scottsdale/impound/): Where Scottsdale police take towed cars, the number to call (480-833-7278), what it costs and what to bring to get your car back. - [Tempe Impound Lot: How to Get Your Car Back](https://injurybasics.com/cities/arizona/tempe/impound/): Where Tempe police take towed cars, the number to call (480-350-8465), what it costs and what to bring to get your car back. - [Tucson Impound Lot: How to Get Your Car Back](https://injurybasics.com/cities/arizona/tucson/impound/): Tucson impound: The tow company is named on your Notice of Impound. $150 administrative fee to the City of Tucson, plus $25 storage per calendar day. - [Dallas Impound Lot: How to Get Your Car Back](https://injurybasics.com/cities/texas/dallas/impound/): Where Dallas police take towed cars, the number to call (972-430-6200), what it costs and what to bring to get your car back. - [El Paso Impound Lot: How to Get Your Car Back](https://injurybasics.com/cities/texas/el-paso/impound/): Where El Paso police take towed cars, the number to call (915-212-0205), what it costs and what to bring to get your car back. - [Fort Worth Impound Lot: How to Get Your Car Back](https://injurybasics.com/cities/texas/fort-worth/impound/): Where Fort Worth police take towed cars, the number to call (817-349-4022), what it costs and what to bring to get your car back. - [San Antonio Impound Lot: How to Get Your Car Back](https://injurybasics.com/cities/texas/san-antonio/impound/): Where San Antonio police take towed cars, the number to call (210-881-8440), what it costs and what to bring to get your car back. ## Glossary - [Injury Claim Glossary: Legal and Insurance Terms Explained](https://injurybasics.com/glossary/): Plain-English definitions of the legal and insurance words you meet after an injury, each checked against an official source, with examples. - [What Is Arbitration? Meaning and Example in an Injury Claim](https://injurybasics.com/glossary/arbitration/): Arbitration is a private hearing where a neutral arbitrator decides the case instead of a jury. See an Arizona example, binding vs. nonbinding and your options. - [What Is Assumption of Risk? Meaning and Example](https://injurybasics.com/glossary/assumption-of-risk/): Assumption of risk is a defense claiming you knowingly accepted a danger. See a go-kart example, how Arizona leaves it to juries, and a Texas work exception. - [What Is an Attractive Nuisance? Meaning and Example](https://injurybasics.com/glossary/attractive-nuisance/): An attractive nuisance is a dangerous man-made condition likely to draw children onto property. See the Texas test, a pool example and why it matters. - [What Is Insurance Bad Faith? Meaning and Example in a Claim](https://injurybasics.com/glossary/bad-faith/): Insurance bad faith is an insurer’s unfair handling of a claim, such as refusing to settle when liability is clear. See an example and Texas and Arizona rules. - [What Is Bodily Injury Liability? Meaning for Your Claim](https://injurybasics.com/glossary/bodily-injury-liability/): Bodily injury liability is the at-fault driver’s coverage that pays the people they hurt. See what it pays, Arizona and Texas minimums and what it leaves out. - [What Is the Burden of Proof? Meaning in an Injury Case](https://injurybasics.com/glossary/burden-of-proof/): The burden of proof is the duty to prove the facts in dispute. See who carries it in an injury case, what you have to show and how much proof is enough. - [What Is a Class Action? Meaning and Why Injury Cases Differ](https://injurybasics.com/glossary/class-action/): A class action is a lawsuit where a few people sue for a whole group. See why most injury claims are not class actions and what to do with a class notice. - [What Is the Collateral Source Rule? Meaning and Example](https://injurybasics.com/glossary/collateral-source-rule/): The collateral source rule stops the at-fault side from paying less because your own insurance covered bills. See an example and how Texas narrows it. - [What Is Comparative Negligence? Meaning and Example](https://injurybasics.com/glossary/comparative-negligence/): Comparative negligence cuts your injury money by your own share of fault. See the math with real numbers and how Arizona's and Texas's rules split at 51%. - [What Are Compensatory Damages? Meaning and an Injury Example](https://injurybasics.com/glossary/compensatory-damages/): Compensatory damages repay what an injury cost you, from bills to pain. See what they include, a worked example and how Texas and Arizona treat limits. - [What Is a Complaint in a Lawsuit? Meaning and Example](https://injurybasics.com/glossary/complaint/): A complaint is the court paper that starts a civil lawsuit. See what an injury complaint says, why filing it beats the deadline and how it differs elsewhere. - [What Is a Contingency Fee? Meaning and Injury Case Example](https://injurybasics.com/glossary/contingency-fee/): A contingency fee is a lawyer's fee paid only if you recover money, as a share of it. See an example, why costs matter and what Texas and Arizona require. - [What Is Contributory Negligence? Meaning and Example](https://injurybasics.com/glossary/contributory-negligence/): Contributory negligence can bar an injured person who was even slightly at fault. See which places still use it and why Arizona and Texas do not. - [What Is a Deductible? Car Insurance Deductible After a Crash](https://injurybasics.com/glossary/deductible/): A deductible is the part of a claim you pay before insurance pays. See a car crash example, when you skip it, and how it differs from a health plan deductible. - [What Is a Default Judgment? Meaning and Injury Example](https://injurybasics.com/glossary/default-judgment/): A default judgment is a win for the plaintiff because the defendant never answered. See how it plays out after a crash, how to undo one and what it is worth. - [What Is a Defendant? Meaning in an Injury Lawsuit](https://injurybasics.com/glossary/defendant/): A defendant is the person or business being sued. See who the defendant is in an injury case, why the insurer is not named and how long there is to answer. - [What Is a Demand Letter? Meaning and an Injury Claim Example](https://injurybasics.com/glossary/demand-letter/): A demand letter formally asks the other side or its insurer to pay a set amount for your injury. See what goes in one and the Texas policy-limits rule. - [What Is a Deposition? Meaning and What to Expect After Injury](https://injurybasics.com/glossary/deposition/): A deposition is sworn testimony given out of court before trial. See what happens at one in an injury case, how long it can last and how to prepare. - [What Is Diminished Value? Meaning and a Car Claim Example](https://injurybasics.com/glossary/diminished-value/): Diminished value is the resale value a car loses after a crash, even when fully repaired. See an example, who pays it and what Texas regulators say. - [What Is Discovery in a Lawsuit? Meaning and Injury Example](https://injurybasics.com/glossary/discovery/): Discovery is the stage of a lawsuit where each side gets the other side's facts and records. See what it means for an injury case and what you will be asked. - [What Is a Dram Shop Law? Meaning and Example](https://injurybasics.com/glossary/dram-shop-law/): A dram shop law can make a bar or store pay when it serves an obviously drunk customer who then hurts someone. See Arizona and Texas rules and an example. - [What Is Duty of Care? Meaning and Example in Injury Law](https://injurybasics.com/glossary/duty-of-care/): A duty of care is the legal obligation to act reasonably so others are not hurt. See who owes it, how it shrinks for trespassers, and why it starts every claim. - [What Are Economic Damages? Meaning and Example After an Injury](https://injurybasics.com/glossary/economic-damages/): Economic damages are the losses with a price tag: medical bills, lost pay, repairs. See a worked example and how Texas limits medical bills to amounts paid. - [What Is the Eggshell Plaintiff Rule? Meaning and Example](https://injurybasics.com/glossary/eggshell-plaintiff/): The eggshell plaintiff rule makes the at-fault side pay for the full harm even if you were more fragile than most. See an example and its pre-existing limits. - [What Is Emotional Distress? Legal Meaning and an Example](https://injurybasics.com/glossary/emotional-distress/): Emotional distress is the mental harm an injury causes, from anxiety to PTSD. See when it is paid, a quick example and the Texas and Arizona limits. - [What Is Gross Negligence? Definition and Example](https://injurybasics.com/glossary/gross-negligence/): Gross negligence is knowing about an extreme risk and going ahead anyway. See how it differs from ordinary negligence and when Texas allows extra damages. - [What Does Hold Harmless Mean? Hold Harmless Clause Example](https://injurybasics.com/glossary/hold-harmless/): A hold harmless clause is a contract term where one side agrees not to hold the other liable for certain losses. See a lease example and when courts limit it. - [What Is Indemnity? Meaning in an Injury Settlement Release](https://injurybasics.com/glossary/indemnity/): Indemnity is a promise to cover someone else’s loss or legal costs. See what an indemnity clause in an injury settlement release can cost you, with an example. - [What Is an Independent Medical Exam (IME)? What to Expect](https://injurybasics.com/glossary/independent-medical-examination/): An independent medical exam (IME) is a checkup by a doctor chosen by an insurer or agency, not your own. See an example, Texas rules and how to prepare. - [What Is an Insurance Adjuster? Who They Work For After a Crash](https://injurybasics.com/glossary/insurance-adjuster/): An insurance adjuster investigates and settles claims for an insurer. See what one does in an injury claim, who they work for and what a public adjuster is. - [What Are Interrogatories? Meaning and Injury Case Example](https://injurybasics.com/glossary/interrogatories/): Interrogatories are written questions one side sends the other in a lawsuit, answered in writing under oath. See examples, limits and the 30-day deadline. - [What Is Joint and Several Liability? Meaning and Example](https://injurybasics.com/glossary/joint-and-several-liability/): Joint and several liability lets an injured person collect all damages from one at-fault party. See why Arizona mostly ended it and when Texas still uses it. - [What Is a Judgment? Meaning and What It Means to Collect](https://injurybasics.com/glossary/judgment/): A judgment is the court's official final decision in a lawsuit. See what a money judgment means after an injury, why it is not a check and how it is collected. - [What Is a Letter of Protection? LOP Meaning for Injury Bills](https://injurybasics.com/glossary/letter-of-protection/): A letter of protection lets a doctor treat you now and get paid later from your injury settlement. See an example, the risks, and Florida’s disclosure rule. - [What Does Liability Mean in an Injury Claim? Example](https://injurybasics.com/glossary/liability/): Liability means legal responsibility to pay for harm you caused. See what it means when an insurer accepts or denies liability, and how coverage limits cap it. - [What Is a Lien? Meaning for an Injury Settlement Check](https://injurybasics.com/glossary/lien/): A lien is a legal claim on property, such as your settlement money, that secures a debt. See who can put a lien on an injury settlement and what it costs you. - [What Is Loss of Consortium? Meaning, Example and Who Can Claim](https://injurybasics.com/glossary/loss-of-consortium/): Loss of consortium is a family member's claim for the love, help and company an injury took away. See an example and who can claim in Texas and Arizona. - [What Is Maximum Medical Improvement (MMI)? Meaning and Example](https://injurybasics.com/glossary/maximum-medical-improvement/): Maximum medical improvement (MMI) is the point when your injury is not expected to get much better. See why it matters for work injury benefits and settlements. - [What Is Mediation? Meaning and an Injury Settlement Example](https://injurybasics.com/glossary/mediation/): Mediation is a meeting where a neutral mediator helps both sides try to settle. See how a mediation day goes in an injury case and why a signed deal is binding. - [What Is a Medical Lien? Hospital Liens on Injury Settlements](https://injurybasics.com/glossary/medical-lien/): A medical lien is a hospital or provider’s legal claim on your injury settlement. See how it works, the Texas 50% cap and Arizona’s one-third rule. - [What Is MedPay? Medical Payments Coverage Explained](https://injurybasics.com/glossary/medpay/): MedPay is optional car insurance that pays your and your passengers’ medical bills after a crash, whoever caused it. See an example, limits and Arizona’s rules. - [What Is Mitigation of Damages? Meaning After an Injury](https://injurybasics.com/glossary/mitigation-of-damages/): Mitigation of damages means taking reasonable steps so an injury does not get worse or cost more. See an example, who must prove it and how it can cut a claim. - [What Is Negligence? Meaning and Example in an Injury Claim](https://injurybasics.com/glossary/negligence/): Negligence means someone failed to use reasonable care and hurt you. See the four elements, a crash example, and how Arizona and Texas treat shared fault. - [What Is Negligence Per Se? Meaning and Example](https://injurybasics.com/glossary/negligence-per-se/): Negligence per se means breaking a safety law counts as carelessness by itself. See a crash example, Arizona and Texas cases, and what you still must prove. - [What Is No-Fault Insurance? Meaning and How a Claim Works](https://injurybasics.com/glossary/no-fault-insurance/): No-fault insurance means your own insurer pays your injury costs first, whoever caused the crash. See an example, lawsuit limits and Florida and Hawaii rules. - [What Are Non-Economic Damages? Meaning, Example and Caps](https://injurybasics.com/glossary/non-economic-damages/): Non-economic damages pay for harm with no receipt: pain, anxiety, lost enjoyment. See a worked example and where Texas and Arizona allow or limit them. - [What Is a Notice of Claim? Meaning and Deadlines](https://injurybasics.com/glossary/notice-of-claim/): A notice of claim is the written claim you must send a city, county or state before suing for an injury. See Arizona's 180 days and Texas's six months. - [What Is Pain and Suffering? Meaning and Example in a Claim](https://injurybasics.com/glossary/pain-and-suffering/): Pain and suffering is money for the physical pain and mental strain an injury causes. See what jurors are told to weigh and a worked example with round numbers. - [What Is Personal Injury Protection (PIP)? Meaning and Example](https://injurybasics.com/glossary/personal-injury-protection/): Personal injury protection (PIP) is car insurance that pays your medical bills and part of lost pay whoever caused the crash. See an example and state rules. - [What Is a Plaintiff? Meaning and Plaintiff vs. Defendant](https://injurybasics.com/glossary/plaintiff/): A plaintiff is the person who files a civil lawsuit. See what it means to be the plaintiff after an injury, what you have to prove and who you actually sue. - [What Are Policy Limits? Insurance Limits in an Injury Claim](https://injurybasics.com/glossary/policy-limits/): Policy limits are the most an insurance policy will pay for a claim. See how per-person and per-accident limits split money when several people are hurt. - [What Is Pre-Settlement Funding? Meaning, Cost and an Example](https://injurybasics.com/glossary/pre-settlement-funding/): Pre-settlement funding is cash now in exchange for part of a future injury settlement. See how the cost adds up, what nonrecourse means and the cancel rights. - [What Is Premises Liability? Meaning and Example](https://injurybasics.com/glossary/premises-liability/): Premises liability is a property owner's legal responsibility for unsafe conditions that injure people. See the four Texas elements and a store slip example. - [What Is Preponderance of the Evidence? Meaning and Example](https://injurybasics.com/glossary/preponderance-of-the-evidence/): Preponderance of the evidence means more likely true than not, the usual standard in injury cases. See how a jury applies it and how it compares to others. - [What Is Product Liability? Meaning and Example](https://injurybasics.com/glossary/product-liability/): Product liability lets people hurt by a defective product claim against the maker or seller. See the three kinds of defects, a burn example and Texas rules. - [What Is Proximate Cause? Meaning and Example](https://injurybasics.com/glossary/proximate-cause/): Proximate cause links someone's carelessness to your injury in a way the law accepts. See the two-part Texas test and why insurers fight over it bill by bill. - [What Are Punitive Damages? Meaning, Example and State Caps](https://injurybasics.com/glossary/punitive-damages/): Punitive damages are extra money meant to punish very bad conduct, not to repay a loss. See an example, the proof needed and the Texas and Arizona rules. - [What Is Res Ipsa Loquitur? Meaning and Example](https://injurybasics.com/glossary/res-ipsa-loquitur/): Res ipsa loquitur lets a jury infer negligence when an accident would not happen without it. See the two elements, a falling-fixture example and Texas rules. - [What Is Respondeat Superior? Meaning and Example](https://injurybasics.com/glossary/respondeat-superior/): Respondeat superior makes an employer answer for an employee's carelessness on the job. See a delivery-crash example, the scope test, and Texas truck rules. - [What Is a Retainer? Meaning and Example in an Injury Case](https://injurybasics.com/glossary/retainer/): A retainer can mean an upfront fee or the signed agreement that hires a lawyer. See what it usually means in injury cases, an example and Arizona's refund rule. - [What Is a Settlement in an Injury Claim? Meaning and Example](https://injurybasics.com/glossary/settlement/): A settlement is an agreement that ends an injury claim for an agreed amount, without a trial. See what you give up, an example and what the IRS says on taxes. - [What Is Small Claims Court? Limits and an Injury Example](https://injurybasics.com/glossary/small-claims-court/): Small claims court handles smaller money disputes quickly and cheaply, often without lawyers. See the limits in four states and when an injury claim fits. - [What Is a Soft Tissue Injury? Meaning in an Injury Claim](https://injurybasics.com/glossary/soft-tissue-injury/): A soft tissue injury is damage to muscles, ligaments or tendons, like whiplash or a sprain. See why these claims get disputed and what helps prove them. - [What Is Sovereign Immunity? Meaning and Example](https://injurybasics.com/glossary/sovereign-immunity/): Sovereign immunity limits when you can sue a city, county or state for an injury. See the Texas damage caps, Arizona's 180-day rule and a city-truck example. - [What Is a Statute of Limitations? Meaning and Injury Example](https://injurybasics.com/glossary/statute-of-limitations/): A statute of limitations is the deadline to file a lawsuit. See how it plays out in an injury claim, the two-year rule in four states and where to check yours. - [What Is a Statute of Repose? Meaning and Product Example](https://injurybasics.com/glossary/statute-of-repose/): A statute of repose is a final cutoff that runs from the defendant's act, not your injury. See a product example, the rules in three states and how it differs. - [What Is Strict Liability? Meaning and Example](https://injurybasics.com/glossary/strict-liability/): Strict liability makes someone pay for harm even without carelessness, as with Arizona dog bites and defective products. See an example and the limits. - [What Is a Structured Settlement? Meaning, Example and Taxes](https://injurybasics.com/glossary/structured-settlement/): A structured settlement pays an injury award over time instead of in one check. See an example, the tax rule and the court approval needed to sell payments. - [What Is Subrogation? Meaning and Example After a Crash](https://injurybasics.com/glossary/subrogation/): Subrogation is your insurer’s right to recover what it paid from whoever caused your loss. See an example, its effect on a settlement and state rules. - [What Is a Summons? Meaning and What to Do If You Get One](https://injurybasics.com/glossary/summons/): A summons is the court notice that you are being sued and how long you have to respond. See what it says, the deadlines in three courts and what to do first. - [What Is Tolling? Meaning and Example for an Injury Deadline](https://injurybasics.com/glossary/tolling/): Tolling stops the clock on a deadline to sue, which gives more time. See how it works for an injured child, the rules in four states and its limits. - [What Is a Tort? Meaning and Examples in an Injury Claim](https://injurybasics.com/glossary/tort/): A tort is a civil wrong that lets the person harmed sue for money. See real injury examples, how a tort differs from a crime and what you can recover. - [What Is a Total Loss? Meaning When Your Car Is Totaled](https://injurybasics.com/glossary/total-loss/): A total loss means the insurer pays your car's value instead of fixing it. See how that is decided, an example and what Texas and Arizona regulators require. - [What Is an Umbrella Policy? Meaning After a Serious Injury](https://injurybasics.com/glossary/umbrella-policy/): An umbrella policy is extra liability insurance that pays after auto or home coverage runs out. See how it can add money to a serious injury claim. - [What Is Underinsured Motorist Coverage? UIM Explained](https://injurybasics.com/glossary/underinsured-motorist-coverage/): Underinsured motorist coverage pays when the at-fault driver has insurance, but not enough for your injuries. See how the math works in Arizona and Wisconsin. - [What Is Uninsured Motorist Coverage? UM Meaning and Example](https://injurybasics.com/glossary/uninsured-motorist-coverage/): Uninsured motorist coverage is part of your own policy that pays your injury costs when the driver who hit you has no insurance. See an example and rules. - [What Is a Verdict? Meaning and an Injury Trial Example](https://injurybasics.com/glossary/verdict/): A verdict is the jury's or judge's decision at the end of a trial. See how many jurors must agree in four courts and why a verdict is not a payment. - [What Is Vicarious Liability? Meaning and Examples](https://injurybasics.com/glossary/vicarious-liability/): Vicarious liability makes one person or company answer for someone else's carelessness, like an employer or a parent. See Arizona and Texas examples. - [What Is a Waiver? Liability Waivers and Your Injury Claim](https://injurybasics.com/glossary/waiver/): A waiver is giving up a legal right on purpose, often by signing a form. See how liability waivers, coverage waivers and releases affect an injury claim. - [What Is Wrongful Death? Legal Meaning, Example and Who Can Sue](https://injurybasics.com/glossary/wrongful-death/): Wrongful death is a claim by close family when someone dies through another's wrongful act or neglect. See an example and who can sue in Texas and Arizona. ## Guides - [Can I sue for emotional distress after an injury?](https://injurybasics.com/guides/can-i-sue-for-emotional-distress/): Can you sue for emotional distress after an injury? See what it may be worth, how to prove it in court, and what Arizona and Texas allow. - [Car accident settlement calculator: what it can and cannot tell you](https://injurybasics.com/guides/car-accident-settlement-calculator/): Use a car accident settlement calculator to see what you keep after fees and bills. Learn why no personal injury settlement calculator can value your case. - [Pain that shows up days after a car accident: what to watch for and what to do](https://injurybasics.com/guides/delayed-pain-after-a-car-accident/): Delayed pain after a car accident can start hours or days later. The danger signs, what to tell the doctor and insurer, and how waiting can hurt a claim. - [Hit by a driver with no insurance: what to do, who pays and what to say](https://injurybasics.com/guides/hit-by-an-uninsured-driver/): Hit by a driver with no insurance? What to say to your insurer, who pays in what order, Arizona and Texas deadlines, and options if you have no UM coverage. - [How long after car accident can you claim injury?](https://injurybasics.com/guides/how-long-after-a-car-accident-can-you-claim-injury/): How long after car accident can you claim injury? Time limits in Arizona, Texas and other states, government notice dates, and how long a lawsuit takes. - [How long does a car accident settlement take?](https://injurybasics.com/guides/how-long-does-a-car-accident-settlement-take/): How long does a car accident settlement take? See each stage, the deadlines in Arizona and Texas, a sample timeline, and why your check can take weeks. - [How long to receive settlement check after signing release](https://injurybasics.com/guides/how-long-to-get-a-settlement-check/): How long to receive settlement check after signing release: who holds the money, trust accounts, liens, Medicare, and what to ask when a payout stalls. - [How much do lawyers take from a settlement? The real math](https://injurybasics.com/guides/how-much-do-lawyers-take-from-a-settlement/): How much do lawyers take from a settlement? See the fee math on a $60,000 example, plus the costs, liens and paybacks that change what you take home. - [How much is my injury claim worth?](https://injurybasics.com/guides/how-much-is-my-injury-claim-worth/): How much is your injury claim worth? See how bills, fault, insurance limits, liens and fees change the number, with worked examples and AZ and TX rules. - [How to get a police report for a car accident, and what to do if it is wrong or missing](https://injurybasics.com/guides/how-to-get-a-police-report-for-a-car-accident/): How to get a police report for a car accident in Arizona, Texas and elsewhere: who holds it, what it costs, how to read it, and how to fix a wrong one. - [Is it worth getting an attorney for a car accident?](https://injurybasics.com/guides/is-it-worth-getting-a-lawyer-after-a-car-accident/): Is it worth getting an attorney for a car accident? When a lawyer pays off, what a car accident lawyer costs, and why no official non-injury average exists. - [Lost wages after a car accident: what you can claim and how to prove it](https://injurybasics.com/guides/lost-wages-after-a-car-accident/): How to prove lost wages after a car accident if you are hourly, on tips, gig or paid cash. What to say, who pays first, and the Arizona and Texas rules. - [Pain and suffering settlement examples from real court records](https://injurybasics.com/guides/pain-and-suffering-settlement-examples/): Pain and suffering settlement examples drawn from court opinions with dates, plus what official data says about typical car accident settlement amounts. - [What if you were partly at fault for the accident?](https://injurybasics.com/guides/partly-at-fault-car-accident/): Partly at fault in a car accident? See how the math works in Arizona, Texas and other states, what to say to the adjuster and how to fight a fault percentage. - [3 months or 6 months of physical therapy settlement: how treatment length counts](https://injurybasics.com/guides/physical-therapy-settlement/): Does 3 months or 6 months of physical therapy settlement change what a neck injury settlement without surgery is worth? See how treatment length is used. - [Getting rear-ended while stopped settlement: fault, coverage and timing](https://injurybasics.com/guides/rear-ended-while-stopped-settlement/): Getting rear-ended while stopped settlement: fault in Arizona and Texas, what a claim covers, and rear-end collision settlement examples with made-up numbers. - [Recorded statement to the insurance adjuster: should you give one, and what to say](https://injurybasics.com/guides/recorded-statement-insurance-adjuster/): Should you give a recorded statement? Exact words for the adjuster, what to refuse, what your insurer can require, and the Arizona and Texas rules. - [Should you accept the first settlement offer after a car accident?](https://injurybasics.com/guides/should-i-accept-the-first-settlement-offer/): Should you accept the first settlement offer? See how to check it with real math, what to say to the adjuster, and how to read a release before you sign. - [Slip and fall settlements without surgery: what sets the value](https://injurybasics.com/guides/slip-and-fall-settlement-without-surgery/): Slip and fall settlements without surgery depend on proof, fault and records. See real court examples, no-average facts and Arizona and Texas rules. - [What to do after a car accident: the first hour, the first day and the first month](https://injurybasics.com/guides/what-to-do-after-a-car-accident/): What to do after a car accident, hour by hour: what to say, what to photograph, who pays, and the Arizona and Texas deadlines that can end a claim. - [What states are no-fault for car accidents?](https://injurybasics.com/guides/which-states-are-no-fault/): What states are no-fault for car accidents? See the 12-state list from an insurance regulator, what each state requires, and how Arizona and Texas differ. - [Who pays your medical bills after a car accident, and in what order](https://injurybasics.com/guides/who-pays-medical-bills-after-a-car-accident/): Who pays medical bills after a car accident: health insurance, MedPay, PIP, UM, Medicare and Medicaid in order, plus hospital liens in Arizona and Texas. - [What is the wrongful death statute of limitations where you live?](https://injurybasics.com/guides/wrongful-death-statute-of-limitations/): The wrongful death statute of limitations is two years in Arizona and Texas. See each state's deadline, shorter clocks, and what a family can do first.