How long do you have to sue after an injury in Iowa?
Last checked November 8, 2026
In Iowa you generally have 2 years from the date of your injury to file a lawsuit, under Iowa Code § 614.1(2). If a city, county or the state is responsible, the deadline can be much shorter: 2 years.
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Your general deadline would be
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Iowa injury deadlines at a glance
| Situation | Deadline | Law |
|---|---|---|
| Most injuries, including car accidents | 2 years | Iowa Code § 614.1(2) |
| Claim against the government (Municipalities) | 2 years | Iowa Code § 670.5 |
| After the government claim | 2 years | Iowa Code § 669.13(1) |
What the law says
“Those founded on injuries to the person or reputation, including injuries to relative rights, whether based on contract or tort, or for a statute penalty, within two years.”
Iowa Code § 614.1(2)
“shall commence an action therefor within two years after the alleged wrongful death, loss, or injury.”
Iowa Code § 670.5
When does the clock start?
Usually on the day you were hurt. In Iowa, Iowa Code § 614.1(2) sets the period. If an injury was discovered later, or the injured person is a minor, the date can change. Confirm it with a lawyer.
What does not stop the clock
Talking to an adjuster, having an open insurance claim or still being in treatment usually does not stop the deadline to sue. Filing the lawsuit on time or reaching a settlement does.
What happens if you miss it?
Usually the court dismisses the case and you lose the right to be paid, even if your claim is strong. That is why it helps to talk to a lawyer well before the date.
Other states with the same deadline
Sources
- Iowa Code § 614.1(2), Official text, 2026-11-08
- Iowa Code § 670.5, Official text, 2026-11-08
- Iowa Code § 669.13(1), Official text, 2026-11-08