How long do you have to sue after an injury in Kentucky?

Last checked November 8, 2026

In Kentucky you generally have 1 year from the date of your injury to file a lawsuit, under KRS § 413.140(1)(a). If a city, county or the state is responsible, the deadline can be much shorter: 1 year.

Calculate your deadline

Kentucky injury deadlines at a glance

SituationDeadlineLaw
Most injuries, including car accidents1 yearKRS § 413.140(1)(a)
Motor vehicle crashes2 years from injury, death or last reparation payment, whichever is laterKRS § 304.39-230(6)
Claim against the government (Claims against the Commonwealth (Board of Claims))1 yearKRS § 49.120(1)
After the government claim90 daysKRS § 411.110

What the law says

“The following actions shall be commenced within one (1) year after the cause of action accrued: (a) An action for an injury to the person of the plaintiff”

KRS § 413.140(1)(a)

“All claims must be filed with the board within one (1) year from the time the claim for relief accrued.”

KRS § 49.120(1)

When does the clock start?

Usually on the day you were hurt. In Kentucky, KRS § 413.140(1)(a) sets the period. If an injury was discovered later, or the injured person is a minor, the date can change. Confirm it with a lawyer.

What does not stop the clock

Talking to an adjuster, having an open insurance claim or still being in treatment usually does not stop the deadline to sue. Filing the lawsuit on time or reaching a settlement does.

What happens if you miss it?

Usually the court dismisses the case and you lose the right to be paid, even if your claim is strong. That is why it helps to talk to a lawyer well before the date.

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Other states with the same deadline

Sources

  1. KRS § 413.140(1)(a), Official text, 2026-11-08
  2. KRS § 304.39-230(6), Official text, 2026-11-08
  3. KRS § 49.120(1), Official text, 2026-11-08
  4. KRS § 411.110, Official text, 2026-11-08

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