How long do you have to sue after an injury in Missouri?

Last checked November 8, 2026

In Missouri you generally have 5 years from the date of your injury to file a lawsuit, under Mo. Rev. Stat. § 516.120(4). If a city, county or the state is responsible, the deadline can be much shorter: 90 days.

Calculate your deadline

Missouri injury deadlines at a glance

SituationDeadlineLaw
Most injuries, including car accidents5 yearsMo. Rev. Stat. § 516.120(4)
Wrongful death3 yearsMo. Rev. Stat. § 537.100
Claim against the government (Street or sidewalk defect claims against cities of 100,000 or more)90 daysMo. Rev. Stat. § 82.210

What the law says

“Within five years: [...] (4) An action for taking, detaining or injuring any goods or chattels, including actions for the recovery of specific personal property, or for any other injury to the person or rights of another, not arising on contract and not herein otherwise enumerated”

Mo. Rev. Stat. § 516.120(4)

“within ninety days of the occurrence for which such damage is claimed”

Mo. Rev. Stat. § 82.210

When does the clock start?

Usually on the day you were hurt. In Missouri, Mo. Rev. Stat. § 516.120(4) sets the period. If an injury was discovered later, or the injured person is a minor, the date can change. Confirm it with a lawyer.

What does not stop the clock

Talking to an adjuster, having an open insurance claim or still being in treatment usually does not stop the deadline to sue. Filing the lawsuit on time or reaching a settlement does.

What happens if you miss it?

Usually the court dismisses the case and you lose the right to be paid, even if your claim is strong. That is why it helps to talk to a lawyer well before the date.

See if you are owed money

$0 upfront. No fee unless you win.

Sources

  1. Mo. Rev. Stat. § 516.120(4), Official text, 2026-11-08
  2. Mo. Rev. Stat. § 537.100, Official text, 2026-11-08
  3. Mo. Rev. Stat. § 82.210, Official text, 2026-11-08

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