Fort Worth Uber accident lawyer: who pays after an Uber or Lyft crash

Last checked November 8, 2026

In an Uber or Lyft crash in Fort Worth, coverage turns on what the app was doing. During a ride, at least $1 million must be in place.1 If the driver was only logged in and waiting, the minimum is $50,000 per person.2 You generally have 2 years to sue.3

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Road map of Fort Worth showing West 7th Street near Currie and Norwood, where the city runs weekend rideshare pickup zones
During a Texas rideshare trip, $1 million in coverage must apply. Map data © OpenStreetMap contributors.

Who pays after an Uber accident in Fort Worth?

What the app showedMinimum coverageWhat to know
Logged in, waiting for a request$50,000 per person, $100,000 per incident, $25,000 property2Often the case when a driver hits someone between rides
On a prearranged ride, passenger aboard$1 million per incident1Covers injury, death and property damage
App offThe driver's own policy, with a $30,000 per person Texas minimum4The rideshare rules do not fill this gap

If the driver's own policy has lapsed or falls short, the rideshare company must provide the required coverage from the first dollar.5 A driver's personal policy can also leave out crashes that happen while logged on, so expect the personal insurer and the company's insurer to point at each other at first.6

If another car caused the wreck, that driver's insurer is also in the picture. Passengers are rarely at fault, but the size of your claim still depends on who was to blame and how much coverage each driver had.

What should I do right after a Lyft or Uber crash in Fort Worth?

  1. Call 911 if anyone is hurt. Then screenshot the trip screen before you close the app. Capture the driver's name, the plate and the route.
  2. Ask the driver directly whether the app was on and whether a ride was under way. If you are directly involved and you ask, Texas requires the driver to tell you.7
  3. Report the crash inside the app, but keep it short and stick to what happened. Do not guess about your injuries.
  4. Get the other driver's insurance card and plate if a second car was involved.
  5. Save your receipt email. It shows the time you were picked up and dropped off, which can settle a dispute over which coverage applies.

What if my rideshare crash happened on West 7th in Fort Worth?

West 7th has its own setup, because weekend nights there got crowded. Pickup areas were pulled out of the busiest spots, and a new location was added on the 2900 block of West 7th Street.89 Spaces went from 15 to 32.10 The zones run from 9 p.m. to 6 a.m. from Friday evening to Sunday morning, and metered parking is closed off then.11

If you were hit while getting in or out, note exactly where you stood and whether it was a marked zone. A driver stopping in a live lane outside the zone is a very different story from one parked at the curb. It can also matter that alcohol crashes cluster late at night. In North Central Texas in 2024, 51.5 percent of them were reported between 10 p.m. and 3:59 a.m.12 Questions about how the zones are set up go to the city's Complete Streets manager at 817-392-2593.13

What if my Fort Worth Uber crash happened at DFW Airport?

Your report may come from a different police force. DFW Airport Police covers a 27-square-mile area, and for anything that is not an emergency its number is 972-973-3210.1415 The airport has one main road, International Parkway, so write down the terminal and the nearest entry or exit.16

We could not find a current official page that spells out where rideshare pickups happen at DFW, or a rule that treats airport crashes differently for insurance. Take a photo of the signs where you were picked up. If an airport vehicle or worker was involved, ask early who to notify, because public agencies in Texas usually need notice within 6 months.17

How do I get the crash report for an Uber accident in Fort Worth?

Rideshare crashes are reported like any other crash. Fort Worth Police investigated 15,673 crashes in 2025 and now sends everyone to TxDOT's CRIS site, at $6 a copy.181920 Passengers count as people involved in the crash, so you can buy it.21 Give it up to 14 days, then call 817-392-4160.2223

Hurt badly enough to need a trauma center? JPS and Texas Health Harris Methodist Fort Worth are the two Level I centers in town.2425 Ask for your records early. JPS takes written requests by fax at 817-702-5700.26

Who regulates Uber and Lyft in Fort Worth?

The state, not City Hall. TDLR runs the Transportation and Delivery Network Companies program and can be reached at (800) 803-9202.27 Fort Worth's Ground Transportation Office takes complaints about taxis, limos, shuttles and other vehicles for hire at 817-392-6987, so try it if your ride was one of those.28 A complaint does not replace an injury claim, and neither office can get you paid.

I drive for Uber and got hurt in Fort Worth. What now?

Tell your personal insurer the truth about being logged on, because it can deny the claim for that reason alone.6 Then ask the company which policy applies. Your own injuries can raise different questions from a passenger's, depending on who caused the crash and what your contract says, so read your coverage summary in the app.

If a City of Fort Worth vehicle hit you, the 180-day written notice applies, unless you show good cause.29

What should I ask an Uber accident lawyer in Fort Worth?

  • How can we show what the app displayed when the crash happened?
  • Which insurers should get a notice letter, and when?
  • If another driver caused it, can I claim against both?

Questions

Does Uber's $1 million policy cover me in Fort Worth?

During a prearranged ride, at least $1 million per incident must be in place.1

What if my Lyft driver was between rides?

Coverage must be at least $50,000 per person, $100,000 per incident and $25,000 for property.2

Can I make the driver tell me if the app was on?

Yes. If you are directly involved and you ask, the driver must tell you.7

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Fort Worth

Uber or Lyft accident

Texas

Sources

  1. Tex. Ins. Code § 1954.053(1), checked 2026-11-08. “coverage with a total aggregate limit of liability of $1 million for death, bodily injury, and property damage for each incident;”
  2. Tex. Ins. Code § 1954.052, checked 2026-11-08. “(A) $50,000 for bodily injury to or death for each person in an incident; (B) $100,000 for bodily injury to or death of a person per incident; and (C) $25,000 for damage to or destruction of property of others in an incident;”
  3. Tex. Civ. Prac. & Rem. Code § 16.003, checked 2026-11-08. “not later than two years after the day the cause of action accrues”
  4. Tex. Transp. Code § 601.072(a-1), checked 2026-11-08. “(1) $30,000 for bodily injury to or death of one person in one collision; (2) $60,000 for bodily injury to or death of two or more persons in one collision, subject to the amount provided by Subdivision (1) for bodily injury to or death of one of the persons; and (3) $25,000 for damage to or destruction of property of others in one collision.”
  5. Tex. Ins. Code § 1954.054, checked 2026-11-08. “the transportation network company shall provide the coverage required by this subchapter beginning with the first dollar of a claim against the driver.”
  6. Tex. Ins. Code § 1954.151(a), checked 2026-11-08. “An insurer may exclude from coverage under a personal automobile insurance policy issued to an owner or operator of a personal vehicle any loss or injury that occurs while a transportation network company driver using the personal vehicle: (1) is logged on to a transportation network company's digital network; or (2) is engaged in a prearranged ride.”
  7. Tex. Ins. Code § 1954.056(b), checked 2026-11-08. “On request, a driver shall also disclose to a directly interested person, automobile insurer, and investigating peace officer whether, at the time of the collision, the driver was: (1) logged on to the company's digital network; or (2) engaged in a prearranged ride.”
  8. City of Fort Worth, West 7th Corridor Rideshare, checked 2026-11-08. “pick up areas will be removed from the busiest areas”
  9. City of Fort Worth, West 7th Corridor Rideshare, checked 2026-11-08. “an additional location will be added to the 2900 block of West 7th Street”
  10. City of Fort Worth, West 7th Corridor Rideshare, checked 2026-11-08. “Rideshare spaces will also increase from 15 to 32.”
  11. City of Fort Worth, West 7th Corridor Rideshare, checked 2026-11-08. “Zones will operate from 9 p.m. to 6 a.m. from Friday evening to Sunday morning.”
  12. NCTCOG, Regional Crash Fact Sheet, Calendar Year 2024, checked 2026-11-08. “51.5% of alcohol related crashes were reported from between 10:00 PM and 3:59 AM”
  13. City of Fort Worth, West 7th Corridor Rideshare, checked 2026-11-08. “Complete Streets Program Manager 817-392-2593”
  14. DFW Airport, Airport Police, checked 2026-11-08. “law enforcement coverage for a 27-square mile area”
  15. DFW Airport, Airport Police, checked 2026-11-08. “contact DFW Airport Police at 972-973-3210”
  16. DFW Airport, Airport Access & Directions, checked 2026-11-08. “The Airport has one main road, International Parkway, which runs the length of the Airport, north to south.”
  17. Tex. Civ. Prac. & Rem. Code § 101.101, checked 2026-11-08. “not later than six months after the day that the incident giving rise to the claim occurred”
  18. TxDOT, 2025 Crashes and Injuries by Investigating Agency, checked 2026-11-08. “FORT WORTH PD 107 110 468 555 2,668 3,567 2,314 3,643 9,519 32,438 597 2,356 15,673”
  19. Fort Worth Police, Get a Copy of My Accident Report, checked 2026-11-08. “Effective December 15, 2024, requestors should use the website below to request an accident report(s)”
  20. Fort Worth Police, FAQs, checked 2026-11-08. “for $6.00. If your search for a report returns no results, the report has not been approved.”
  21. TxDOT, Crash reports and records, checked 2026-11-08. “Any person involved in the accident”
  22. Fort Worth Police, Get a Copy of My Accident Report, checked 2026-11-08. “It can take up to 14 days from the date of the crash for your crash to appear in the search results.”
  23. Fort Worth Police, Get a Copy of My Accident Report, checked 2026-11-08. “please call the Police Records unit at 817-392-4160 for assistance”
  24. Texas DSHS, Texas Trauma Facilities, checked 2026-11-08. “JOHN PETER SMITH HOSPITAL 11/1/2028 E FORT WORTH 76104”
  25. Texas DSHS, Texas Trauma Facilities, checked 2026-11-08. “TEXAS HEALTH HARRIS METHODIST HOSPITAL FORT WORTH 1/1/2029 E FORT WORTH 76104”
  26. JPS Health Network, Patient Records, checked 2026-11-08. “You can fax a written request to 817-702-5700.”
  27. TDLR, Transportation & Delivery Network Companies, checked 2026-11-08. “(800) 803-9202”
  28. City of Fort Worth, Ground Transportation Office, checked 2026-11-08. “By Phone: 817-392-6987”
  29. Fort Worth City Charter, Chapter XXVII, Section 25, checked 2026-11-08. “within one hundred eighty (180) days after the same has been sustained, unless good cause is shown”

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