Uber or Lyft accident in Midland: airport pickups, insurance and finding a rideshare accident lawyer

Last checked November 8, 2026

During a rideshare trip in Midland, Texas requires at least $1 million in coverage.1 A driver waiting for a request has a far lower limit,2 so ask if the app was on.3 At the airport, Midland Police's Airport Division responds: 432-560-5206.45 You generally have 2 years to sue.6

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Road map of Midland showing SH 191, which had the second most crashes in the planning area from 2019 to 2023
During a Texas rideshare trip, coverage must be at least $1 million. Map data © OpenStreetMap contributors.

How much insurance covers an Uber accident in Midland?

It turns on what the app was doing at the second of the crash. Texas sets the numbers by stage, and they are very different.

What the driver was doingMinimum coverageWho to look to
App offRegular Texas policy: $30,000 per person7The driver's own insurer
App on, waiting for a request$50,000 per person, $100,000 per incident, $25,000 property2Driver's policy, then the company
On a prearranged ride$1 million per incident1Driver's policy, then the company

A personal auto policy can exclude crashes that happen while the driver is logged on or giving a ride.8 If the driver's coverage lapsed or falls short, the company must step in from the first dollar.9 Do not let two insurers leave you stuck between them.

What if I was hurt in a rideshare at Midland's airport?

Uber, Lyft and taxis at Midland International Air & Space Port pick up in the TNC/Taxi zone in the Ground Transportation Area.10 The airport is at 9506 La Force Blvd.11 Note whether you were in the zone, on the terminal curb or already on the road out, because that tells an investigator where to look for camera video.

Midland Police has its own Airport Division. It handles calls for service, traffic enforcement and accident investigation at the airport.4 Its number is 432-560-5206.5 Ask for the officer's name and the case number before you leave. For a report, go through MPD Records at (432) 685-7145.12

We could not find any published count of rideshare crashes in Midland, or airport-specific rules for those crashes beyond the pickup zone. The road risk in this area is real, though. SH 191 had 2,947 crashes in the planning area from 2019 to 2023, the second most of any road.13

What should you do after an Uber accident in Midland?

  1. Call 911 if anyone is hurt, and get medical care. Level 3 Adult Trauma Center care is available at Midland Memorial's emergency department.14
  2. Take a screenshot of the trip in your app right away: driver name, plate, route and time.
  3. Ask the driver directly if the app was on and if a ride was in progress. If you are directly involved and you ask, the driver must tell you.3
  4. Report the crash through the app, but keep it short and do not guess about your injuries.
  5. Get the report. Midland Police usually has it five days later, and some take up to 10.1516

Can I make a claim in Midland if I was the other driver or a pedestrian?

Yes, the same coverage stages can apply to you. If an Uber or Lyft driver hit you, the question is still what the app showed at that moment. Ask the driver, and write down the answer word for word. A driver who is directly involved in the crash must disclose whether they were logged on or giving a ride if you ask.3

Where the crash happened may decide who you deal with. Loop 250 at Andrews Highway is the city's busiest crash spot.17 Failure to control speed tops the list of causes in the city's plan.18 Texas also reduces or bars your recovery based on your share of the blame, and at more than 50% you get nothing.19

Who regulates Uber and Lyft in Midland?

The state, through the Texas Department of Licensing and Regulation. Its rideshare program can be reached at (800) 803-9202.20 Drivers may only accept passengers who arranged the ride through the company's system.21 That means a driver who picks you up off the app may fall outside the protections on this page, so keep your booking record.

TDLR tells riders to send complaints about a driver to the company, through its app or website.22 A complaint is not an injury claim, so do not treat it as a way to get paid.

What if a city vehicle hit my Uber in Midland?

Then you have a second, much shorter deadline. A claim against the City of Midland needs written, verified notice to the mayor and city council within 60 days.23 The notice goes to Risk Management as well, at PO Box 1152, Midland 79702.24 For other public agencies, a six-month notice generally applies.25

What should you ask a rideshare accident lawyer in Midland?

  • How will you prove what the app showed when we crashed?
  • Who are you sending the claim to first?
  • If the driver's policy excludes rideshare, what is the next step?
  • Will you ask for airport or business camera video right away?

Questions

How long do I have to sue after a Lyft or Uber crash in Midland?

Generally 2 years in Texas.6

Who pays if my Uber crashed during a trip in Midland?

Texas requires at least $1 million per incident during a prearranged ride,1 and the company must fill in if the driver's policy lapsed or falls short.9

Who responds to a crash at the Midland airport?

Midland Police's Airport Division, 432-560-5206.45

Where do Uber and Lyft pick up at Midland's airport?

In the TNC/Taxi zone in the Ground Transportation Area.10

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Midland

Uber or Lyft accident

Texas

Sources

  1. Tex. Ins. Code § 1954.053(1), checked 2026-11-08. “coverage with a total aggregate limit of liability of $1 million for death, bodily injury, and property damage for each incident;”
  2. Tex. Ins. Code § 1954.052, checked 2026-11-08. “(A) $50,000 for bodily injury to or death for each person in an incident; (B) $100,000 for bodily injury to or death of a person per incident; and (C) $25,000 for damage to or destruction of property of others in an incident;”
  3. Tex. Ins. Code § 1954.056(b), checked 2026-11-08. “On request, a driver shall also disclose to a directly interested person, automobile insurer, and investigating peace officer whether, at the time of the collision, the driver was: (1) logged on to the company's digital network; or (2) engaged in a prearranged ride.”
  4. Midland Police, Support Services Bureau, checked 2026-11-08. “accident investigation, general patrol duties, and other duties that are located in and/or around the Midland International Airport”
  5. City of Midland, Staff Directory, checked 2026-11-08. “432-560-5206”
  6. Tex. Civ. Prac. & Rem. Code § 16.003, checked 2026-11-08. “not later than two years after the day the cause of action accrues”
  7. Tex. Transp. Code § 601.072(a-1), checked 2026-11-08. “(1) $30,000 for bodily injury to or death of one person in one collision; (2) $60,000 for bodily injury to or death of two or more persons in one collision, subject to the amount provided by Subdivision (1) for bodily injury to or death of one of the persons; and (3) $25,000 for damage to or destruction of property of others in one collision.”
  8. Tex. Ins. Code § 1954.151(a), checked 2026-11-08. “An insurer may exclude from coverage under a personal automobile insurance policy issued to an owner or operator of a personal vehicle any loss or injury that occurs while a transportation network company driver using the personal vehicle: (1) is logged on to a transportation network company's digital network; or (2) is engaged in a prearranged ride.”
  9. Tex. Ins. Code § 1954.054, checked 2026-11-08. “the transportation network company shall provide the coverage required by this subchapter beginning with the first dollar of a claim against the driver.”
  10. Midland International Air & Space Port, Ground Transportation, checked 2026-11-08. “pick up passengers in the designated TNC/Taxi zone”
  11. Midland International Air & Space Port, Maps, checked 2026-11-08. “9506 La Force Blvd, Midland, TX 79706”
  12. Midland Police Department, Request A Police Report, checked 2026-11-08. “MPD Records Phone: (432) 685-7145 Address: 601 N. Loraine”
  13. Permian Basin MPO, Metropolitan Transportation Plan, checked 2026-11-08. “I-20 (6,267), SH 191 (2,947), and US 385 (1,849)”
  14. Midland Health, Our Services, checked 2026-11-08. “is a Level 3 Adult Trauma Center”
  15. Midland Police Department, Request A Police Report, checked 2026-11-08. “Traffic accident reports are typically available at the MPD Records window after 1 p.m., five days after the accident.”
  16. Midland Police Department, Request A Police Report, checked 2026-11-08. “availability may be delayed for up to 10 days”
  17. City of Midland, Comprehensive Safety Action Plan (July 2024), checked 2026-11-08. “Loop 250 & Andrews Hwy/SH 191 265”
  18. City of Midland, Comprehensive Safety Action Plan, July 2024, checked 2026-11-08. “nearly double the number of crashes than any other”
  19. Tex. Civ. Prac. & Rem. Code § 33.001, checked 2026-11-08. “a claimant may not recover damages if his percentage of responsibility is greater than 50 percent”
  20. TDLR, Ride-sharing information, checked 2026-11-08. “(800) 803-9202”
  21. TDLR, Ride-sharing information, checked 2026-11-08. “Drivers may only accept passengers who have pre-arranged a ride”
  22. TDLR, Ride-sharing information, checked 2026-11-08. “Submit complaints about a driver directly to the ride-sharing or delivery network company”
  23. City of Midland Charter, Sec. 8, checked 2026-11-08. “duly verified within sixty days after the same has been sustained”
  24. City of Midland, Process for Filing a Claim, checked 2026-11-08. “Risk Management Division City of Midland PO Box 1152 Midland, TX 79702”
  25. Tex. Civ. Prac. & Rem. Code § 101.101, checked 2026-11-08. “not later than six months after the day that the incident giving rise to the claim occurred”

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