Is Alaska a no-fault state?
No. Alaska is an at-fault state. Liability insurance pays for damage you are found legally responsible for.
Last checked November 9, 2026 · Official sources (3)
How does Alaska car insurance work?
“Liability coverage is the only coverage you are required to carry under Alaska law. It provides protection from claims by others for damages that might arise out of an accident for which you are found to be legally responsible.”
Alaska Division of Insurance
What is Alaska's minimum car insurance?
| Coverage | What Alaska requires |
|---|---|
| Injury to one person | $50,000 |
| Injuries in one crash | $100,000 |
| Damage to property | $25,000 |
Other at-fault states
Questions
How much insurance does Alaska require?
$50,000 per person and $100,000 per crash for injury or death, plus $25,000 for property damage.
What if you were partly at fault in Alaska?
If you were partly at fault, your money is reduced by your share of the fault, but you can still recover.
Hurt in a crash in Alaska? Find out if you are owed money.
A free case review. $0 upfront. No fee unless you win.
See if I’m owed moneySources (3)
- Alaska Division of Insurance, checked 2026-11-09. “Liability coverage is the only coverage you are required to carry under Alaska law. It provides protection from claims by others for damages that might arise out of an accident for which you are found to be legally responsible.”
- Alaska Division of Motor Vehicles, checked 2026-11-09. “The minimum amounts for this policy are: $50,000/$100,000 for bodily injury or death $25,000 for property damage”
- Alaska Statutes § 09.17.060 (Alaska Legislature), checked 2026-11-09. “contributory fault chargeable to the claimant diminishes proportionately the amount awarded as compensatory damages for the injury attributable to the claimant's contributory fault, but does not bar recovery.”