Is Connecticut a no-fault state?
No. Connecticut is an at-fault state. The driver who caused the crash is responsible, and their liability insurance pays the claims of people they hurt.
Last checked November 9, 2026 · Official sources (4)
How does Connecticut car insurance work?
“Bodily injury liability protects you against the claims of others hurt in an accident for which you were at fault. Their claims may include medical expenses, lost wages and pain and suffering.”
Connecticut Insurance Department
What is Connecticut's minimum car insurance?
| Coverage | What Connecticut requires |
|---|---|
| Injury to one person | $25,000 |
| Injuries in one crash | $50,000 |
| Damage to property | $25,000 |
| Uninsured motorist | Uninsured/underinsured motorist coverage is required: at least $25,000 per person and $50,000 per crash. |
Other at-fault states
Questions
How much insurance does Connecticut require?
$25,000 per person and $50,000 per crash for injuries, and $25,000 for property damage.
What if you were partly at fault in Connecticut?
You can recover if your fault is not greater than the combined fault of the other side; your money is reduced by your share. Over 50% at fault, you get nothing.
Hurt in a crash in Connecticut? Find out if you are owed money.
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See if I’m owed moneySources (4)
- Connecticut Insurance Department, checked 2026-11-09. “Bodily injury liability protects you against the claims of others hurt in an accident for which you were at fault. Their claims may include medical expenses, lost wages and pain and suffering.”
- Connecticut Insurance Department, checked 2026-11-09. “$25,000 in coverage per person per accident for bodily injury liability* $50,000 in coverage per accident for bodily injury liability* $25,000 in coverage per accident for property damage liability*”
- Connecticut Insurance Department, checked 2026-11-09. “Uninsured/Underinsured Motorist coverage of at least $25,000 per person/$50,000 per accident”
- Connecticut General Statutes § 52-572h (Connecticut General Assembly), checked 2026-11-09. “contributory negligence shall not bar recovery in an action by any person or the person's legal representative to recover damages resulting from personal injury, wrongful death or damage to property if the negligence was not greater than the combined negligence”