Is Georgia a no-fault state?
No. Georgia is an at-fault state. The driver ruled at fault, through their liability insurance, pays for others' injuries and property damage.
Last checked November 9, 2026 · Official sources (3)
How does Georgia car insurance work?
“Liability insurance helps pay damages to others on your behalf if they are injured or their property is damaged in an accident or incident where you're ruled at-fault.”
Georgia Office of the Commissioner of Insurance and Safety Fire
What is Georgia's minimum car insurance?
| Coverage | What Georgia requires |
|---|---|
| Injury to one person | $25,000 |
| Injuries in one crash | $50,000 |
| Damage to property | $25,000 |
Other at-fault states
Questions
How much insurance does Georgia require?
$25,000 per person and $50,000 per incident for injuries, and $25,000 for property damage.
What if you were partly at fault in Georgia?
If you are partly at fault, your money is reduced by your percentage of fault. If you are 50% or more responsible, you get nothing.
Hurt in a crash in Georgia? Find out if you are owed money.
A free case review. $0 upfront. No fee unless you win.
See if I’m owed moneySources (3)
- Georgia Office of the Commissioner of Insurance and Safety Fire, checked 2026-11-09. “Liability insurance helps pay damages to others on your behalf if they are injured or their property is damaged in an accident or incident where you're ruled at-fault.”
- Georgia Office of the Commissioner of Insurance and Safety Fire, checked 2026-11-09. “The minimum limits of liability insurance required under Georgia law are: Bodily Injury Liability - $25,000 per person and $50,000 per incident Property Damage Liability - $25,000 per incident”
- Official Code of Georgia § 51-12-33 (text via Justia), checked 2026-11-09. “the plaintiff shall not be entitled to receive any damages if the plaintiff is 50 percent or more responsible for the injury or damages claimed.”