Is Maine a no-fault state?
No. Maine is an at-fault state. Liability insurance pays for injuries and damage to others in a crash you are responsible for.
Last checked November 9, 2026 · Official sources (4)
How does Maine car insurance work?
“Liability insurance covers bodily injury and property damage to others as a result of a crash for which you are responsible.”
Maine Bureau of Insurance
What is Maine's minimum car insurance?
| Coverage | What Maine requires |
|---|---|
| Injury to one person | $50,000 |
| Injuries in one crash | $100,000 |
| Damage to property | $25,000 |
| Uninsured motorist | Uninsured/underinsured motorist coverage is required at $50,000 per person and $100,000 per crash. |
Other at-fault states
Questions
How much insurance does Maine require?
At least $50,000 per person and $100,000 per crash for injuries, plus $25,000 for property damage.
What if you were partly at fault in Maine?
If a jury finds you equally (or more) at fault, you get nothing; otherwise your award is reduced by what the jury thinks is fair for your share.
Hurt in a crash in Maine? Find out if you are owed money.
A free case review. $0 upfront. No fee unless you win.
See if I’m owed moneySources (4)
- Maine Bureau of Insurance, checked 2026-11-09. “Liability insurance covers bodily injury and property damage to others as a result of a crash for which you are responsible.”
- Maine Bureau of Insurance, checked 2026-11-09. “The minimum required limits are $50,000 per person/$100,000 per accident for bodily injury, and $25,000 for property damage.”
- Maine Bureau of Insurance, checked 2026-11-09. “The law requires uninsured/underinsured motorist (UM) coverage at a minimum of $50,000 per person/$100,000 per accident.”
- Maine Legislature (Maine Revised Statutes), checked 2026-11-09. “If such claimant is found by the jury to be equally at fault, the claimant may not recover.”