Is Nebraska a no-fault state?
No. Nebraska is an at-fault state. The driver responsible for the crash, and their liability insurance, pay for the other people's injuries and damage.
Last checked November 9, 2026 · Official sources (4)
How does Nebraska car insurance work?
“Protect your Assets Auto insurance can provide liability coverage for accidents where you are responsible and in a lawsuit.”
Nebraska Department of Insurance
What is Nebraska's minimum car insurance?
| Coverage | What Nebraska requires |
|---|---|
| Injury to one person | $25,000 |
| Injuries in one crash | $50,000 |
| Damage to property | $25,000 |
| Uninsured motorist | Policies must include uninsured motorist coverage of at least $25,000 per person and $50,000 per crash, plus underinsured motorist coverage. |
Other at-fault states
Questions
How much insurance does Nebraska require?
At least $25,000 per person and $50,000 per crash for injuries, and $25,000 for property damage.
What if you were partly at fault in Nebraska?
If you were partly at fault, your money is cut by your share of the blame, and you get nothing if your fault is equal to or greater than the fault of those you are claiming against.
Hurt in a crash in Nebraska? Find out if you are owed money.
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See if I’m owed moneySources (4)
- Nebraska Department of Insurance, checked 2026-11-09. “Protect your Assets Auto insurance can provide liability coverage for accidents where you are responsible and in a lawsuit.”
- Nebraska Department of Insurance, checked 2026-11-09. “Minimum Coverage Limits Required in Nebraska Bodily Injury Liability: $25,000 per person, $50,000 per accident Property Damage Liability: $25,000 for property damage”
- Nebraska Revised Statute § 44-6408, checked 2026-11-09. “the owner or operator of an uninsured motor vehicle in limits of twenty-five thousand dollars because of bodily injury, sickness, disease, or death of one person in any one accident and, subject to such limit for one person, fifty thousand dollars”
- Nebraska Revised Statute § 25-21,185.09, checked 2026-11-09. “except that if the contributory negligence of the claimant is equal to or greater than the total negligence of all persons against whom recovery is sought, the claimant shall be totally barred from recovery.”