Is Wyoming a no-fault state?
No. Wyoming is an at-fault state. If your negligence injures others, your liability insurance covers their claims.
Last checked November 9, 2026 · Official sources (4)
How does Wyoming car insurance work?
“If you cause an accident in which other people are injured due to your negligence, this insurance protects you against their claims for damages.”
Wyoming Department of Insurance
What is Wyoming's minimum car insurance?
| Coverage | What Wyoming requires |
|---|---|
| Injury to one person | $25,000 |
| Injuries in one crash | $50,000 |
| Damage to property | $20,000 |
| Uninsured motorist | Policies must include uninsured motorist coverage, but the named insured may reject it. |
Other at-fault states
Questions
How much insurance does Wyoming require?
At least $25,000 per person and $50,000 per crash for injuries, and $20,000 for property damage (25/50/20).
What if you were partly at fault in Wyoming?
You can recover if your fault is not more than 50% of the total, but your money is reduced by your share.
Hurt in a crash in Wyoming? Find out if you are owed money.
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See if I’m owed moneySources (4)
- Wyoming Department of Insurance, checked 2026-11-09. “If you cause an accident in which other people are injured due to your negligence, this insurance protects you against their claims for damages.”
- Wyoming Department of Transportation, Driver Services, checked 2026-11-09. “Wyoming law states that any person who drives on a roadway maintained for public use in the State of Wyoming carry liability insurance of at least 25,000/50,000/20,000.”
- Wyoming Legislature, W.S. 31-10-101, checked 2026-11-09. “legally entitled to recover damages from owners or operators of uninsured motor vehicles because of bodily injury, sickness or disease, including death resulting therefrom. The named insured may reject the coverage.”
- Wyoming Legislature, W.S. 1-1-109, checked 2026-11-09. “if the contributory fault of the claimant is not more than fifty percent (50%) of the total fault of all actors. Any damages allowed shall be diminished in proportion to the amount of fault attributed to the claimant.”